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Ten Most Expensive Cars Ever Insured

One could say that car insurance usually doesn't cost too much and can be affordable to the majority of consumers. Nevertheless if you are an owner of a luxury or a sports car, you definitely know how much it costs to insure it. The thing is that there is not always that distinct interdependence of the car insurance fees and the actual value of the car. Sometimes a cheaper car can qualify for a higher insurance rate than a more expensive brand new vehicle. But almost all the cars that cost more than 100,000 get a very high insurance rate. These is the type of cars we are going to speak about. It's rather common that the owners of some very expensive models don't insure their cars if they are considered to be rarity or belong to some private collections. Nevertheless some of them don't only find money to buy such a car. They actually can afford to insure it.

Anyways, here is a list of ten most expensive cars ever insured in human history.

1. Rolls Royce "Silver Ghost".

This old-fashioned antique vehicle was once insured for $50 million and was recognized as the most expensive car in the world even though it is no longer in production.

2. Ferrari GTO.

When this car was insured for the first time it was purchased for $22 million.

3. Bugatti Type 41 Royale.

The first insured Buggati Type 41 Royale was sold for around $12 million, even though today's price of this vehicle can be as low as $40,000.

4. Mercedes Benz CLK-GTR.

The price of this vehicle built in a limited edition was up to $2 million.

5. Bugatti Veyron 16.4

The price of this Royale's brother was $1.7 million. Nevertheless the insurance rates were very high because of the exclusiveness of this model and its high repair costs.

6. Mclaren F1.

This incredibly beautiful sports car costs more than $1 million but its high speeding abilities (more than 230 mph) still make the insurance rates jump up too.

7. Ferrari Enzo.

This peculiar vehicle was also released by limited edition and sold for $1 million.

8. Pagani Zonda C12 F.

The price of this stylish beauty is relatively stable and remains the same during several years - around $0,7 million.

9. Koenigsegg CCX.

This luxurious car costs around $0,6-0,7 million.

10. Porsche carrera GT.

The price of this exclusive vehicle was about $0,5 million.

Most of these cars have a four-wheel drive and are diesel-driven which makes the repairs more complicated. But mainly the high insurance rates are conditional on the high price and the uniqueness of the cars themselves because many of them are very valuable due to their limited edition.

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